January 03, 2005

Well, Crap

Remember when I got rear-ended? Well it turns out that Mr. Miguel Munoz let his insurance lapse and doesn't have coverage after all. Shit.

It looks like our only option is to take him to small claims court, which would probably be not worth the effort. Our insurance deductible is $1000 so we're going to have to cover that on our own before we get anything else paid. I'm sure it's going to be expensive too, because it's at least two different parts (the trunk and below the trunk).

I'm just kicking myself for not looking at his driver's license and getting his address, license number, and phone number. All I have is his license plate number on the truck. Also, I was apparently supposed to file some kind of form with the DMV for any accident over $500 in damage. I'm not sure what this form would get us--it looks like it gives you the right to examine HIS form (for a $40 fee). And I'm quite sure he rushed right over to the DMV to fill that out.

It looks like we're going to be liable for the damage. I really hope this isn't going to raise our insurance prices. This sucks.

Kevin has more of a rant here.

Posted by Shelby at January 3, 2005 04:39 PM

I would take him to court anyway just so he can be inconvienced as well!


Posted by: Katrina at January 4, 2005 11:58 AM
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